Index
SALES: (812) 299-4505
13350 S US Highway 41, Terre Haute, IN  47802
Contact Information

What is considered a high car payment?


Image

What is considered a high car payment?

At Terre Haute Auto, we understand that investing in a vehicle is a significant decision that can impact your daily life and finances. Our mission is to deliver unrivaled value and convenience in your quest for the perfect used car with affordable monthly payments. Our extensive inventory of cars for sale in Terre Haute, marked by diversity and quality, is meticulously curated to suit various needs and budgets. Every vehicle at our used car dealership near you has undergone rigorous inspection and reconditioning, ensuring that you're not just buying a used car, but investing in a reliable ride for the years to come. Moreover, with our flexible financing options, owning a car is within your reach without breaking your bank. Experience the simplicity, transparency, and affordability of purchasing a used car at Terre Haute Auto, where your satisfaction is our highest priority.

Determining whether a car payment is high largely depends on an individual's financial circumstances and their definition of affordability. Multiple factors contribute to this perception, including income, credit score, loan term, interest rates, and the percentage of the income one is willing to spend for a used car in Terre Haute. At our used car dealership near you, we acknowledge these complexities and strive to offer personalized, affordable payment options to suit your unique needs.

 

Factors to consider when determining if a car payment is high:

  • Income: Your monthly car payment shouldn't exceed 15-20% of your take-home pay.

  • Credit score: A high credit score may attract a lower interest rate, resulting in a lower monthly payment on your car for sale in Terre Haute.

  • Loan term: Extended loan terms might lower the monthly payment but may result in paying more over the life of the loan due to accrued auto financing interest.

  • Interest rate: A high-interest auto loan rate can significantly increase the cost of the car over the loan term, resulting in higher monthly payments.

  • Down payment: A higher down payment can help lower your monthly payments, as you're financing a smaller amount.

 

Terre Haute Auto makes car ownership affordable by:

  • Offering a range of financing options to suit diverse credit backgrounds.

  • Providing an extensive range of quality used cars at competitive prices.

  • Online auto loan calculator to estimate monthly payments.

  • Working with you to understand your budget and guide you towards a sustainable payment plan for your car for sale in Terre Haute.

  • Ensuring full transparency in pricing, auto loan rates, and payment structures to avoid unexpected costs at our used car dealership near you.

 

Page  1  2  3  4
Exterior: 
Black
Interior: 
Sport BLACK 
Mileage:
90,981
Engine:
4cyl, 2.5 L, 188 HP
Model #: 
13511
VIN:
1N4BL4CV7MN351100
Stock #:
351100
  
$18,900
DESIRABLE FEATURES: Include Alloy Wheels, Rear Camera, Blind-Spot Monitor, Remote Start, Bluetooth, Sirius XM, Remote Entry, Push Button Start, Auto Climate ControlThis fwd 2021 Nissan Altima SR FWD features a Black (super Black) exterior with a Sport Black interior and has only 90,981...   Read More
Exterior: 
Black
Interior: 
Diesel Gray/Black 
Mileage:
122,050
Engine:
8cyl, 5.7 L, 383 HP
Model #: 
DJ7H91
VIN:
3C6TR5DT6FG565904
Stock #:
565904
  
$24,900
DESIRABLE FEATURES: Include 4WD, Alloy Wheels, Bluetooth, Remote Entry, Auto Climate ControlThis 4x4 used 2015 Ram 2500 SLT features a Black Clearcoat exterior with a Diesel Gray/black interior and has only 122,050 miles.INTERIOR OPTIONS: Rear Heat / AC, Compass, Bucket Front Seats, Auxiliary...   Read More
Exterior: 
Red
Interior: 
Gray 
Mileage:
115,905
Engine:
6cyl, 3.3 L, 276 HP
Model #: 
64242
VIN:
KNDMB5C15L6577377
Stock #:
577377
  
$16,900
DESIRABLE FEATURES: Include Alloy Wheels, Htd Seats, Rear Camera, Blind-Spot Monitor, Bluetooth, Sirius XM, 3rd Row Seat, Remote Entry, Push Button Start, Auto Climate ControlThis fwd used 2020 Kia Sedona EX features a Venetian Red exterior with a Gray interior and has only 115,905 miles.INTERIOR...   Read More
Exterior: 
Gray
Interior: 
Dark Slate Gray 
Mileage:
81,621
Engine:
4cyl, 2.4 L, 172 HP
Model #: 
MKJM74
VIN:
1C4NJRFB6DD180597
Stock #:
180597TH
  
$8,995
DESIRABLE FEATURES: Include 4WD, Alloy Wheels, Htd Seats, Remote Start, Remote Entry, Auto Climate ControlThis 4x4 used 2013 Jeep Patriot Latitude features a Gray exterior with a Dark Slate Gray interior and has only 81,621 miles.INTERIOR OPTIONS: CD Changer, Bucket Front Seats, Illuminated...   Read More
Exterior: 
Gray
Interior: 
Jet Black 
Mileage:
125,071
Engine:
4cyl, 1.4 L, 138 HP
Model #: 
1PZ69
VIN:
1G1PE5SB7F7236374
Stock #:
236374
  
$8,995
DESIRABLE FEATURES: Include Htd Seats, Alloy Wheels, Remote Start, Bluetooth, Remote Entry, Auto Climate ControlThis fwd 2015 Chevrolet Cruze 2LT Auto features a Gray (tungsten Metallic) exterior with a Jet Black interior and has only 125,071 miles.INTERIOR OPTIONS: CD Changer, Compass, Power...   Read More
Exterior: 
Blue
Interior: 
Espresso/Gray 
Mileage:
116,072
Engine:
4cyl, 2.4 L, 185 HP
Model #: 
64402A45
VIN:
5NMS2CAD8KH020084
Stock #:
020084
  
$14,900
DESIRABLE FEATURES: Include 4WD, Rear Camera, Alloy Wheels, Blind-Spot Monitor, Bluetooth, Remote Entry, Auto Climate ControlThis awd 2019 Hyundai Santa Fe SE features a Stormy Sea exterior with a Espresso/gray interior and has only 116,072 miles.INTERIOR OPTIONS: Air Conditioning, Steering...   Read More
Exterior: 
Silver
Interior: 
Ebony 
Mileage:
156,715
Engine:
8cyl, 5.3 L, 320 HP
Model #: 
CK10936
VIN:
3GNTKEE3XBG235308
Stock #:
235308
  
$12,900
DESIRABLE FEATURES: Include 4WD, Alloy Wheels, Bluetooth, Running Boards, Remote Entry, Auto Climate ControlThis 4x4 2011 Chevrolet Avalanche 1500 LS features a Sheer Silver Metallic exterior with a Ebony interior and has only 156,715 miles.INTERIOR OPTIONS: Dual Power Seats, Rear Heat / AC,...   Read More
Exterior: 
Blue
Interior: 
Black 
Mileage:
139,702
Engine:
8cyl, 6.2 L, 411 HP
Cab Type: 
SUPER CREW
Model #: 
W1R
VIN:
1FTFW1R65BFA34683
Stock #:
A34683
  
$24,900
DESIRABLE FEATURES: Include 4WD, Alloy Wheels, Bluetooth, Running Boards, Remote Entry, Auto Climate ControlThis 4x4 2011 Ford F-150 SVT Raptor features a Blue Flame Metallic exterior with a Black interior and has only 139,702 miles.INTERIOR OPTIONS: Rear Heat / AC, Upfitter switches, CD...   Read More
Exterior: 
Red
Interior: 
Dark Cashmere/Light Cashmere 
Mileage:
145,974
Engine:
8cyl, 5.3 L, 315 HP
Model #: 
CK10753
VIN:
1GCEK39019Z113369
Stock #:
13369
  
$11,900
DESIRABLE FEATURES: Include 4WD, Alloy Wheels, Htd Seats, Trailer Hitch, Remote Start, Bluetooth, Remote Entry, Auto Climate ControlThis 4x4 used 2009 Chevrolet Silverado 1500 LTZ features a Red (dark Cherry Metallic) exterior with a Dark Cashmere/light Cashmere interior and has only 145,974...   Read More
Exterior: 
Red
Interior: 
Diesel Gray/Black 
Mileage:
118,006
Engine:
6cyl, 3.6 L, 305 HP
Model #: 
DS6H41
VIN:
1C6RR7GG0JS177055
Stock #:
177055
  
$16,900
DESIRABLE FEATURES: Include 4WD, Rear Camera, Alloy Wheels, Bluetooth, Remote Entry, Sirius XM, Auto Climate ControlThis 4x4 used 2018 Ram 1500 SLT Quad Cab 4x4 6'4" Box features a Delmonico Red Pearlcoat exterior with a Diesel Gray/black interior and has only 118,006 miles.INTERIOR OPTIONS:...   Read More
Page  1  2  3  4
View ArticlesSave ThisPrint ThisTell A Friend