Index
SALES: (812) 299-4505
13350 S US Highway 41, Terre Haute, IN  47802
Contact Information

Are Buy Here Pay Here Car Lots Bad?

Buy Here Pay Here at Terre Haute


Image
Image

Are Buy Here Pay Here Car Lots Bad?

 

Buy here pay here dealers have a bad reputation because of a few bad apples. With some buy here pay here dealers seeking predatory loans or scams, you may currently think buy here pay here car lots are bad. However, the truth is that it is easy to find a reliable and quality buy here pay here dealership with a little online research. 

An excellent example of a great and reputable buy here pay here Terre Haute car dealer is Terre Haute Auto. Offering buy here pay here near Terre Haute; we have a thorough understanding of what to look for in a quality buy here pay here car lot. For this reason, we have compiled a list of benefits to look for in a good buy here pay here dealer.

1. Caters To Low Credit Buyers

Buy here pay here dealers, like our Terre Haute car dealer, cater to car buyers with low credit. If your credit score is less than 500, buy here pay here dealerships serve as a great solution if you need to buy a car. 

2. Determining Eligibility

Whether you are interested in finding a dealer to buy here pay here near Terre Haute or anywhere else, a benefit of buy here pay here dealerships is that they do not use your credit to determine eligibility. This is how they can cater to low-credit buyers. Instead of credit buy here pay here dealerships use the following financial factors in deciding auto loan eligibility:

  • Income-to-debt ratio

  • Down payment

  • Employment

  • Co-signer

3. Impacts On Credit

When planning finance through buy here pay here near Terre Haute or anywhere else, it is essential to understand that any auto loan, even loans for bad credit, will have an impact on your credit. For example, if you make payments on time, you will see your credit score increase. However, if you miss or are late on payments, your credit score will decrease.

4. Streamlined Process

Buy here pay here dealerships set themselves apart from other used car lots near you with their streamlined service. Handling every financial aspect of buying a car in-house at the dealership, you can pick the car that suits you, talk with a financing team, and drive it off the lot quickly and easily. If you want to take advantage of this simple process for yourself, don’t hesitate to visit our Terre Haute car dealer or any other buy here pay here dealer near you.

5. Trade-Ins Welcome

Suppose you find the perfect used truck for sale, but it’s just out of your price range. If you have an old car sitting around, you’re in luck. You can trade in an old car to save money on any used car for sale or truck. In fact, trade-ins are welcome at buy here pay here dealerships, and there are often trade-in incentives that are available. 

6. Little To No Down Payment Required

When browsing buy here pay here cars for sale near Terre Haute or anywhere else, you may be worried that you don’t have enough to afford a down payment on a car. Fortunately, most quality buy here pay here dealerships require little to no down payment. With this being said, it is still wise to save for a down payment if you want to save money on an auto loan’s minimum payments.

In conclusion, buy here pay here dealerships are a great solution for anyone with low credit, and reputable buy here pay here dealers, such as Terre Haute Auto, have a warm and friendly staff while providing a diverse range of vehicle options from which you can choose. 

 
Page  1  2
Exterior: 
White
Interior: 
Charcoal Black 
Mileage:
152,623
Engine:
4cyl, 2.0L, 252.0hp
Cab Type: 
4dr Car
Model #: 
P3L
VIN:
1FADP3L97DL239662
Stock #:
102444
  
$13,900
DESIRABLE FEATURES: Include Alloy Wheels, Bluetooth, Remote Entry, Push Button StartThis front wheel drive 2013 Ford Focus Hatchback ST features a Oxford White exterior with a Charcoal Black interior and has only 152,623 miles.INTERIOR OPTIONS: Cloth Seats, Leather Wrapped Steering Wheel,...   Read More
Exterior: 
Red
Interior: 
Storm Gray 
Mileage:
50,190
Engine:
4cyl, 1.4L, 147.0hp
Model #: 
BU33MS
VIN:
3VWC57BU0KM092666
Stock #:
102104
  
$19,900
DESIRABLE FEATURES: Include Alloy Wheels, Htd Seats, Blind-Spot Monitor, Bluetooth, Remote Entry, Auto Climate Control, Push Button StartThis front wheel drive 2019 Volkswagen Jetta SE features a Tornado Red exterior with a Storm Gray interior and has only 50,190 miles.INTERIOR OPTIONS: Power...   Read More
Exterior: 
Gray
Interior: 
Ebony 
Mileage:
92,452
Engine:
4cyl, 2.0L, 188.0hp
Model #: 
P0L
VIN:
3FA6P0LU6JR219511
Stock #:
TR102443TH
  
$16,900
DESIRABLE FEATURES: Include Alloy Wheels, Rear Camera, Bluetooth, Sirius XM, Remote Entry, Auto Climate Control, Push Button StartThis front wheel drive 2018 Ford Fusion Hybrid SE features a Magnetic Metallic exterior with a Ebony interior and has only 92,452 miles.INTERIOR OPTIONS: Adjustable...   Read More
Exterior: 
Blue
Interior: 
Grey 
Mileage:
114,566
Engine:
4cyl, 2.4L, 185.0hp
Model #: 
CR2F3EEW
VIN:
1HGCR2F36EA098633
Stock #:
TR102240TH
  
$14,900
DESIRABLE FEATURES: Include Alloy Wheels, Bluetooth, Remote Entry, Auto Climate ControlThis front wheel drive used 2014 Honda Accord LX features a Blue exterior with a Grey interior and has only 114,566 miles.INTERIOR OPTIONS: Cloth Seats, Air Conditioning, Driver Illuminated Vanity Mirror,...   Read More
Exterior: 
Blue
Interior: 
Charcoal Black Leather
Mileage:
55,236
Engine:
4cyl, 2.0L, 231.0hp
Model #: 
P0K
VIN:
3FA6P0K91GR151172
Stock #:
102416
  
$16,900
DESIRABLE FEATURES: Include Rear Camera, Alloy Wheels, Htd Seats, Leather, Bluetooth, Remote Start, Remote Entry, Sirius XM, Premium Audio, Push Button Start, Auto Climate ControlThis front wheel drive used 2016 Ford Fusion Titanium features a Deep Impact Blue exterior with a Charcoal Black...   Read More
Exterior: 
Gray
Interior: 
Black Leather
Mileage:
91,448
Engine:
6cyl, 3.7L, 332.0hp
Cab Type: 
2dr Car
Model #: 
42210
VIN:
JN1AZ4FH7AM303692
Stock #:
102409
  
$17,900
DESIRABLE FEATURES: Include Soft Top, Htd Seats, Alloy Wheels, Cooled Seats, Leather, Bluetooth, Premium Audio, Sirius XM, Remote Entry, Push Button Start, Auto Climate ControlThis rear wheel drive 2010 Nissan 370Z Touring features a Magnetic Black Metallic exterior with a Black interior and has...   Read More
Exterior: 
White
Interior: 
Dark Pewter/Dark Titanium 
Mileage:
80,510
Engine:
4cyl, 1.4L, 138.0hp
Model #: 
1JV69
VIN:
1G1JD5SB3L4104864
Stock #:
102302
  
$19,900
DESIRABLE FEATURES: Include Rear Camera, Alloy Wheels, Bluetooth, Sirius XM, Remote EntryThis front wheel drive used 2020 Chevrolet Sonic LT features a Summit White exterior with a Dark Pewter/dark Titanium interior and has only 80,510 miles.INTERIOR OPTIONS: Cloth Seats, Bucket Seats,...   Read More
Exterior: 
Purple
Interior: 
Black 
Mileage:
66,940
Engine:
4cyl, 2.4L, 185.0hp
Model #: 
53222
VIN:
5XXGT4L30KG337675
Stock #:
102295
  
$19,900
DESIRABLE FEATURES: Include Rear Camera, Alloy Wheels, Blind-Spot Monitor, Bluetooth, Remote EntryThis front wheel drive 2019 Kia Optima LX features a Sangria exterior with a Black interior and has only 66,940 miles.INTERIOR OPTIONS: Adjustable Lumbar Seats, Cloth Seats, Bucket Seats, Air...   Read More
Exterior: 
Blue
Interior: 
Gray 
Mileage:
96,014
Engine:
4cyl, 2.0L, 147.0hp
Model #: 
C3422
VIN:
3KPFL4A79HE132150
Stock #:
102169
  
$14,900
DESIRABLE FEATURES: Include Bluetooth, Remote Entry, Sirius XMThis front wheel drive used 2017 Kia Forte LX features a Deep Sea Blue exterior with a Gray interior and has only 96,014 miles.INTERIOR OPTIONS: Cloth Seats, Air Conditioning, Adjustable Steering Wheel, Bucket Seats, Pass-Through Rear...   Read More
Exterior: 
Gray
Interior: 
Black 
Mileage:
6,994
Engine:
6cyl, 3.6L, 300.0hp
Model #: 
LDES48
VIN:
2C3CDXJG6JH224395
Stock #:
101873
  
$27,900
DESIRABLE FEATURES: Include Alloy Wheels, Htd Seats, Bluetooth, Remote Start, Sirius XM, Premium Audio, Remote Entry, Push Button Start, Auto Climate ControlThis all wheel drive used 2018 Dodge Charger GT features a Destroyer Gray Clearcoat exterior with a Black interior and has only 6,994...   Read More
Page  1  2
View ArticlesSave ThisPrint ThisTell A Friend