Index
SALES: (812) 299-4505
13350 S US Highway 41, Terre Haute, IN  47802
Contact Information

Are Buy Here Pay Here Car Lots Bad?

Buy Here Pay Here at Terre Haute


Image
Image

Are Buy Here Pay Here Car Lots Bad?

 

Buy here pay here dealers have a bad reputation because of a few bad apples. With some buy here pay here dealers seeking predatory loans or scams, you may currently think buy here pay here car lots are bad. However, the truth is that it is easy to find a reliable and quality buy here pay here dealership with a little online research. 

An excellent example of a great and reputable buy here pay here Terre Haute car dealer is Terre Haute Auto. Offering buy here pay here near Terre Haute; we have a thorough understanding of what to look for in a quality buy here pay here car lot. For this reason, we have compiled a list of benefits to look for in a good buy here pay here dealer.

1. Caters To Low Credit Buyers

Buy here pay here dealers, like our Terre Haute car dealer, cater to car buyers with low credit. If your credit score is less than 500, buy here pay here dealerships serve as a great solution if you need to buy a car. 

2. Determining Eligibility

Whether you are interested in finding a dealer to buy here pay here near Terre Haute or anywhere else, a benefit of buy here pay here dealerships is that they do not use your credit to determine eligibility. This is how they can cater to low-credit buyers. Instead of credit buy here pay here dealerships use the following financial factors in deciding auto loan eligibility:

  • Income-to-debt ratio

  • Down payment

  • Employment

  • Co-signer

3. Impacts On Credit

When planning finance through buy here pay here near Terre Haute or anywhere else, it is essential to understand that any auto loan, even loans for bad credit, will have an impact on your credit. For example, if you make payments on time, you will see your credit score increase. However, if you miss or are late on payments, your credit score will decrease.

4. Streamlined Process

Buy here pay here dealerships set themselves apart from other used car lots near you with their streamlined service. Handling every financial aspect of buying a car in-house at the dealership, you can pick the car that suits you, talk with a financing team, and drive it off the lot quickly and easily. If you want to take advantage of this simple process for yourself, don’t hesitate to visit our Terre Haute car dealer or any other buy here pay here dealer near you.

5. Trade-Ins Welcome

Suppose you find the perfect used truck for sale, but it’s just out of your price range. If you have an old car sitting around, you’re in luck. You can trade in an old car to save money on any used car for sale or truck. In fact, trade-ins are welcome at buy here pay here dealerships, and there are often trade-in incentives that are available. 

6. Little To No Down Payment Required

When browsing buy here pay here cars for sale near Terre Haute or anywhere else, you may be worried that you don’t have enough to afford a down payment on a car. Fortunately, most quality buy here pay here dealerships require little to no down payment. With this being said, it is still wise to save for a down payment if you want to save money on an auto loan’s minimum payments.

In conclusion, buy here pay here dealerships are a great solution for anyone with low credit, and reputable buy here pay here dealers, such as Terre Haute Auto, have a warm and friendly staff while providing a diverse range of vehicle options from which you can choose. 

 
Page  1  2
Exterior: 
Gray
Interior: 
Dark Ceramic 
Mileage:
114,526
Engine:
4cyl, 2.3L, 310.0hp
Model #: 
P8T
VIN:
1FA6P8TH7G5317170
Stock #:
102259
  
$19,900
DESIRABLE FEATURES: Include Alloy Wheels, Rear Camera, Bluetooth, Remote Entry, Push Button StartThis rear wheel drive used 2016 Ford Mustang EcoBoost features a Gray (guard Metallic) exterior with a Dark Ceramic interior and has only 114,526 miles.INTERIOR OPTIONS: Adjustable Lumbar Seat(s),...   Read More
Exterior: 
Red
Interior: 
Charcoal 
Mileage:
107,463
Engine:
4cyl, 2.5L, 182.0hp
Model #: 
13316
VIN:
1N4AL3AP4GC146618
Stock #:
102252
  
$15,900
DESIRABLE FEATURES: Include Alloy Wheels, Bluetooth, Remote Start, Blind-Spot Monitor, Remote Entry, Sirius XM, Push Button Start, Auto Climate ControlThis front wheel drive used 2016 Nissan Altima 2.5 SV features a Red (cayenne Red) exterior with a Charcoal interior and has only 107,463...   Read More
Exterior: 
Gray
Interior: 
Black 
Mileage:
69,923
Engine:
6cyl, 3.6L, 300.0hp
Model #: 
LDES48
VIN:
2C3CDXJG6JH224395
Stock #:
101873
  
$29,900
DESIRABLE FEATURES: Include Htd Seats, Alloy Wheels, Remote Start, Bluetooth, Remote Entry, Premium Audio, Sirius XM, Push Button Start, Auto Climate ControlThis all wheel drive used 2018 Dodge Charger GT features a Gray (destroyer Gray Clearcoat) exterior with a Black interior and has only 69,923...   Read More
Exterior: 
Red
Interior: 
Dark Gray 
Mileage:
186,164
Engine:
6cyl, 3.8L, 200.0hp
Model #: 
1FP87
VIN:
2G1FP22KXW2145191
Stock #:
102208
  
$5,995
This rear wheel drive 1998 Chevrolet Camaro 2dr Cpe features a Bright Red exterior with a Dark Gray interior and has only 186,164 miles.INTERIOR OPTIONS: Cloth Seats, Pass-Through Rear Seat, Air Conditioning, Adjustable Steering Wheel, Bucket Seats, Bench Seat, Reading Light(s), Tilt Steering...   Read More
Exterior: 
Black
Interior: 
Ambassador Blue/Black Leather
Mileage:
93,101
Engine:
6cyl, 3.6L, 295.0hp
Model #: 
UFCL41
VIN:
1C3CCCBG4FN572866
Stock #:
102202
  
$16,900
DESIRABLE FEATURES: Include Leather, Alloy Wheels, Bluetooth, Sirius XM, Remote Entry, Push Button StartThis front wheel drive used 2015 Chrysler 200 S features a Black (black Clearcoat) exterior with a Ambassador Blue/black interior and has only 93,101 miles.INTERIOR OPTIONS: Power Drivers...   Read More
Exterior: 
Silver
Interior: 
Titan Black 
Mileage:
77,902
Engine:
4cyl, 2.0L, 115.0hp
Model #: 
1634J3
VIN:
3VW2K7AJ6FM422988
Stock #:
102206
  
$14,900
DESIRABLE FEATURES: Include Bluetooth, Remote Entry, Push Button StartThis front wheel drive used 2015 Volkswagen Jetta 2.0L S w/Technology features a Silver (reflex Silver Metallic) exterior with a Titan Black interior and has only 77,902 miles.INTERIOR OPTIONS: Cloth Seats, Bucket Seats,...   Read More
Exterior: 
Blue
Interior: 
Gray Leather
Mileage:
98,595
Engine:
4cyl, 2.0L, 147.0hp
Model #: 
47452F45
VIN:
5NPD84LF2HH034828
Stock #:
TR102192TH
  
$18,900
DESIRABLE FEATURES: Include Alloy Wheels, Htd Seats, Leather, Bluetooth, Blind-Spot Monitor, Remote Entry, Sirius XM, Auto Climate Control, Push Button StartThis front wheel drive 2017 Hyundai Elantra Limited features a Blue (electric Blue) exterior with a Gray interior and has only 98,595...   Read More
Exterior: 
Gray
Interior: 
Gray 
Mileage:
67,031
Engine:
4cyl, 2.0L, 147.0hp
Model #: 
48442F45
VIN:
KMHD84LFXKU745332
Stock #:
102205
  
$19,900
DESIRABLE FEATURES: Include Alloy Wheels, Bluetooth, Blind-Spot Monitor, Sirius XM, Remote EntryThis front wheel drive used 2019 Hyundai Elantra SEL features a Machine Gray exterior with a Gray interior and has only 67,031 miles.INTERIOR OPTIONS: Cloth Seats, Pass-Through Rear Seat, Bucket...   Read More
Exterior: 
Gray
Interior: 
Charcoal Black Leather
Mileage:
120,034
Engine:
4cyl, 2.0L, 231.0hp
Model #: 
P0K
VIN:
3FA6P0K97GR135414
Stock #:
102189
  
$16,900
DESIRABLE FEATURES: Include Htd Seats, Leather, Rear Camera, Alloy Wheels, Remote Start, Bluetooth, Remote Entry, Premium Audio, Sirius XM, Auto Climate Control, Push Button StartThis front wheel drive used 2016 Ford Fusion Titanium features a Guard exterior with a Charcoal Black interior and has...   Read More
Exterior: 
Silver
Interior: 
Black 
Mileage:
107,710
Engine:
4cyl, 2.0L, 173.0hp
Cab Type: 
4dr Car
Model #: 
D1522F45
VIN:
KMHD35LH0FU237401
Stock #:
102158
  
$12,900
DESIRABLE FEATURES: Include Htd Seats, Alloy Wheels, Bluetooth, Remote Entry, Sirius XMThis front wheel drive 2015 Hyundai Elantra GT Hatchback 5dr HB Auto features a Shimmering Silver exterior with a Black interior and has only 107,710 miles.INTERIOR OPTIONS: Cloth Seats, Cargo Shade,...   Read More
Page  1  2
View ArticlesSave ThisPrint ThisTell A Friend